For the HRO plan, does the employee need to pay the $500 deductible first before being able to pull funds out of the HRA? Or does the employee only pay the last $500 of the $7000?

For the HSA plan, you can pull from the HSA plan first?

thanks!

We will have the open enrollment for now on April 1st instead on DEC 1 or will be only this year?

Alexandra - going forward OE will now be in the Feb/Mar timeframe each year; there will no longer be a fall OE

How can you find out your FSA balance?

create and log into your account at myhealthequity.com

Is the annual maximum based on the calendar year or our benefit year?

calendar year

it is set by the IRS each year

Where can we find information on Life Ins portability or conversion?

is was funding

no worries, have another call going on